financial advice needed please (Home loans)?
Posted June 28th, 2010its coz im magnetic asked: Hi my partner and I want to buy a house. Together we earn just under $100 grand a year. He currently has no debt however i have 15 grand debt. I want to get a new car and a laptop would increase my debt to about 25 grand. My partner [...]
Can you still get a home loan if you have had a foreclosure?
Posted June 22nd, 2010Susan B asked: We had a home it was in really bad shape. So we filed bankruptcy (a long with credit cards) It wasn’t because we couldn’t make the payment, we couldn’t do the repairs.We would like to buy again. But don’t know if we can get another loan. If anyone knows anything about this [...]
Bachelor with kids can be approved for home loan mortgage?
Posted June 18th, 2010letty po asked: I’m a bachelor with 2 kids, i have been divorced for about 4 years now. my income is below 30000 annually. Will they approve a home loan mortgage for a bachelor like me?
Can two people be put on a home loan if they are not married but related?
Posted June 10th, 2010Marissa C asked: Let me explain what i am trying to ask… My hubby and leave with his uncle we always have and always will, he is hardly ever home due to his work schedule so it is kinda like we live by ourselves (my hubby and I). Our unlce is only home 2 [...]
Can you still get a home loan if you have a reposessed car on your credit but are paying on it?
Posted May 25th, 2010§uper ®ose asked: A friend of mine got a job offer in another state & is going to sell his house but would prefer to sell it to friends. He told me & 2 other friends that we have dibs on it if we want but they are married & have a reposessed car on [...]
What can you tell me about Home equit loans?
Posted May 25th, 2010William S asked: In your opinion shoul I get one to pay off credit cards and do minor remodeling to my home.
Will student loans that are for living expenses count as an income when applying for an fha home loan?
Posted May 21st, 2010Amy T asked: I am waiting for an answer on my home loan and was wondering if my student loans will count as an income. I have a 5000 dollar down payment and the home is 80000 The agent that I am working with says that there shouldnt be a problem I have great credit [...]
Should I lock in rate for home loan?
Posted May 15th, 2010Justina asked: I’ve been pre-approved for a home loan from my credit union. However, I’m still looking at houses and haven’t made an offer yet on any of them. If I lock in the rate of 6.125 with my credit union, I’ll have to cough up $500 for the application fee. Should [...]
Question about an interest only home loan?
Posted April 29th, 2010Mike C asked: I’ve been my house for 1 yr, would really like to lower my payment as much as posible so i can have extra cash to pay off so high interest debit…
1.) How much does this type of loan lower a payment?
2,) I do not plan on staying in this home for more [...]
Am I missing something, how are people getting home loans when?
Posted April 24th, 2010operaphantom2003 asked: I have been turned down for many home loans because I don’t make enough money (36,000 family income) even though the mortgage, insurance, and taxes are less than I have been paying in rent for the past 5 years. But, my neighbor (single income family with 4 kids) qualified for more of [...]
Home loans for people with disablities?
Posted April 19th, 2010Kristin K asked: I was wondering if there are any type of home loans in the state of Maryland for families with a disabled member. We really need a house. We’ve been renting a 2 bedroom apartment for almost 3 years. I have an 11 year old son with Cerebral Palsy and a 8 month [...]
I have bad credit and she has great credit can we get approved for a home loan?
Posted April 8th, 2010Nathan L asked: credit score of 580 and a credit score of 735 with combined income of 95k a year. 2k in credit cards,25k down payment. Is it possible to get approved for a 250k home loan.
home loans/car loans?
Posted March 30th, 2010eskimo01 asked: does having a car loan interfere with the bank giving you a home loan? and does it decrease the chance of loan approval?
Home equity loan or refinance existing home loan?
Posted March 29th, 2010Hottiez asked: My husband and I are looking into a home equity loan or refinancing our existing home loan. We own a doublewide on 4 1/2 acres that has been converted to real property.
Which is better? A home equity loan, or refinance our existing loan? Where do we start? What should we know? And what [...]
What are the statistics for successfully paying off home loans in the USA from the time home loans were first?
Posted March 29th, 2010281 asked: When home loans were first instituted. I know my Grandparents bought a house in Baltimore City, MD for about $15,000 back in the 1960s and now its worth about in the 300ks.
I am not sure where I am going with this question other than that the practices within the mortgage industry need an [...]
Who do I contact for help with VA home loan?
Posted March 23rd, 2010ms.kitty asked: We have a VA home loan and want to buy a house but have been told our credit is’nt good enough. We have a guaranteed loan and we have the income to buy. We want to buy in Pearland, Texas. PLEASE SOMEBODY HELP.
Is the interest on $200k home equity loan used to buy a new primary residence deductible on Sch A?
Posted March 21st, 2010Rajan A asked: We are planning to rent our existing home and pull $200k equity from that home to buy a new primary residence. I am not clear about the $100k deductible limit on the home-equity loans. Can I deduct it on Sch A or against the rental income and is the deductible equity loan [...]
how to include interest on home loan in ITR1 form in india?
Posted March 18th, 2010balaji m asked: trying to include home loan interest.. but where can i include.. row 2a have only positive No.s. i am individual salaried.
Can home loan payments can be taken as investment for TDS?
Posted March 6th, 2010Vijeypriya D asked: An employee pays home loan for the past 2yrs and the house is registered in his father’s name. Can he pay the loan thro’ cheque and get the receipts in his name so that he could give these receipts as investments to avoid TDS
how can i get approve with the DRE to due home loan modification?
Posted February 18th, 2010erick m asked: how can i get approve with the DRE to due home loan modification