Car loan interest rate for young individual?
Posted August 11th, 2009miniz1988 asked: Im planning on purchasing a car from a private party. The car costs $16,000 and i will be putting $13,000 down, so i need a $3000 dollar loan. The only issue is i am only 20 years old. My credit score is 743. How difficult will it be for me to get a [...]
How long do i have to wait before refinancing my auto loan?
Posted August 10th, 2009Jocelyn B asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course, i dont want to end up paying [...]
Where should I go to finance an auto loan?
Posted August 9th, 2009jc asked: Should I use my bank, a credit union, the dealer? If I have good credit, which will give me the best interest rate and monthly payment?
How fast can I get an auto loan for $10,000 for a used vehicle and what is a good interest rate for 72 months?
Posted August 9th, 2009BR asked: I don’t want to put any money down. Also, I have a current loan out for a different car for $30,000 remaining. This one would be for my husband to drive. We’re actually looking to buy a $20,000 car, paying 10 cash to the private seller and financing the remaining 10. Is this [...]
Who will do a used auto loan for a car older than 7 years?
Posted August 8th, 2009eminemfan0502 asked: i only need like a 5000 dollar loan, but no one will finance a car older than 7 years, and the one I want is a 2000. What am I supposed to do?
When filling out a auto loan application, will it hurt me to say I live my parents?
Posted July 25th, 2009SadieAnn_1917 asked: I have the option to say rent or not. Will this hurt my chances?
Is it absolutely impossible to get an auto loan with a repo on your credit?
Posted July 25th, 2009Mami D asked: there has to be alternatives if one was looking to purchase a car off of a car lot…
How would I go about getting a car loan based on income and not credit?
Posted July 23rd, 2009Me asked: I’m 17… I need a car. My mother makes over 120k a year but her credit is shotty because of credit fraud. Someone in Florida put over a million dollars of mortgages on her credit and it’s taking a really long time to work the errors out. I need a car now though… [...]
Can I get an auto loan under my new business?
Posted July 19th, 2009Jennifer B asked: I have recently started a new business and would like to purchase an SUV for company usage. The business brings in a nice monthly revenue stream but it is new and thus has no credit history. I would like to put about 10-20% down and finance the rest. My personal credit is [...]
Will it be difficult for me to refinance my auto loan?
Posted July 18th, 2009L asked: I applied yesterday for a new apartment, so obviously my credit will be checked, among other things. My mom co-signed for a new car for me about a year ago and I am now plan to refinance my car loan in just my name. Am I going to have a difficult time getting [...]
What happens to a car/loan when bankruptcy is filed?
Posted July 16th, 2009scooterdiamond asked: I am about to file, and have a car/loan that is still owed 30k. I don’t want to re-affirm that loan, and want to the car to be re-poed. Is the 30k cleared during the BK??
Well I want to get rid of the car, thats fine… But if I get rid [...]
Can I use my approved car loan from my bank as a barging chip to get a better loan at the dealership?
Posted July 16th, 2009T C asked: I have been rebuilding my credit for some time and my bank of about 8 years has finally be able to provide me a car loan. Can I use this car loan as a bargining chip to get a better loan at the car dealership?
Is there a maximum amount of loans someone can take in?
Posted July 14th, 2009urbaninja54 asked: I currently have a cosigner who has two other new car payments he is taking care of (totalling to around $50k). I would like him to cosign for my $35k auto loan, would this be detrimental in any way?
Is there a maximum “loan limit” one can have?
Does having a cosigner “lessen” the [...]
how to beat the interest rate on a car loan and still pay quicker?
Posted July 13th, 2009mdcc311 asked: i have a fairly new car loan which is currently at $15,936.50 with wachovia Bank. i bought the car on sep.2007. anyways, i did the math of my last payment that i sent, and i believe it went towards interest and not my principle of my car. please help me to understand how [...]
What kind of car loan would i get approved for?
Posted July 13th, 2009rakuin79 asked: As of right now my credit score is 609 and its been going up for a few months since ive gotten on track. I have about 2-3000 as a down payment and my gross monthly income is 2500. Just wondering would i be approved for a 25-27000 car loan?
sorry that was a net [...]
Who else has a 541 credit score and has received an auto loan?
Posted July 13th, 2009phxman asked: I want to know what company you got your loan through. Thanks.
How my car loan affects my credit?
Posted July 11th, 2009iamstidi asked: I have a car loan through my credit union for the amount of $13,500 for 36 months. I had a co-signer. Our combined FICO scores got us an interest rate of 5.15%. My FICO score was about 671 at the time and his was almost perfect. My credit was [...]
How long should you wait to refinance an auto loan?
Posted July 2nd, 2009Morgan A asked: My friend just bought a used car at a 12% interest rate for 60 months. I think that is pretty high…
How can you save money on paying off a car loan?
Posted June 28th, 2009Miranda B asked: I would like to do that for paying off my car from a loan I got from my credit union. The principal is not that big and I can pay that off probably in one lump. I would like to save money on interest or avoid paying interest by paying [...]
Will paying my current auto loan off increase my credit score?
Posted June 28th, 2009Derrick W asked: I will be done paying off my car the summer of 2008, once it’s paid off, will my credit score increase.