Car loan interest rate for young individual?

Posted August 11th, 2009

miniz1988 asked: Im planning on purchasing a car from a private party. The car costs $16,000 and i will be putting $13,000 down, so i need a $3000 dollar loan. The only issue is i am only 20 years old. My credit score is 743. How difficult will it be for me to get a [...]

How long do i have to wait before refinancing my auto loan?

Posted August 10th, 2009

Jocelyn B asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course, i dont want to end up paying [...]

Where should I go to finance an auto loan?

Posted August 9th, 2009

jc asked: Should I use my bank, a credit union, the dealer? If I have good credit, which will give me the best interest rate and monthly payment?

How fast can I get an auto loan for $10,000 for a used vehicle and what is a good interest rate for 72 months?

Posted August 9th, 2009

BR asked: I don’t want to put any money down. Also, I have a current loan out for a different car for $30,000 remaining. This one would be for my husband to drive. We’re actually looking to buy a $20,000 car, paying 10 cash to the private seller and financing the remaining 10. Is this [...]

Who will do a used auto loan for a car older than 7 years?

Posted August 8th, 2009

eminemfan0502 asked: i only need like a 5000 dollar loan, but no one will finance a car older than 7 years, and the one I want is a 2000. What am I supposed to do?

When filling out a auto loan application, will it hurt me to say I live my parents?

Posted July 25th, 2009

SadieAnn_1917 asked: I have the option to say rent or not. Will this hurt my chances?

Is it absolutely impossible to get an auto loan with a repo on your credit?

Posted July 25th, 2009

Mami D asked: there has to be alternatives if one was looking to purchase a car off of a car lot…

How would I go about getting a car loan based on income and not credit?

Posted July 23rd, 2009

Me asked: I’m 17… I need a car. My mother makes over 120k a year but her credit is shotty because of credit fraud. Someone in Florida put over a million dollars of mortgages on her credit and it’s taking a really long time to work the errors out. I need a car now though… [...]

Can I get an auto loan under my new business?

Posted July 19th, 2009

Jennifer B asked: I have recently started a new business and would like to purchase an SUV for company usage. The business brings in a nice monthly revenue stream but it is new and thus has no credit history. I would like to put about 10-20% down and finance the rest. My personal credit is [...]

Will it be difficult for me to refinance my auto loan?

Posted July 18th, 2009

L asked: I applied yesterday for a new apartment, so obviously my credit will be checked, among other things. My mom co-signed for a new car for me about a year ago and I am now plan to refinance my car loan in just my name. Am I going to have a difficult time getting [...]