How long should I wait after opening a credit union account should I wait to ask for an auto loan?
Jennifer B asked:
I have had checking accounts now for about 10 ten years, but never at a credit union. I didn’t know if there is a period of time that you should wait, since I just opened it, or go right for it.
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I have had checking accounts now for about 10 ten years, but never at a credit union. I didn’t know if there is a period of time that you should wait, since I just opened it, or go right for it.
March 30th, 2009 at 6:37 pm
Uhmm. Credit rating?
March 31st, 2009 at 4:22 am
Once you become a member of the credit union, you are eligible for all the products and services. Go ahead and apply for the auto loan right now. Your credit score will determine whether you are approved for the loan and the rate of the loan.
Hope this helps. Good luck!
April 2nd, 2009 at 7:51 pm
It might really save you hassle to just get a car loan price on the web to check out what todays rates are. You might be pleasantly suprised. Also if your credit is not the best, a lot of them are more able to work with people.
What I most often tell folks is that an internet quote at is a no brainer.
April 5th, 2009 at 9:52 pm
Go for it. Assuming you qualify, the credit union will be pleased you asked.
A comparison to whats available is good too..
Best of luck to you.