Go to a lot that does “buy here/pay here”

Also, a good place to check is…

Hope that helps.

Auto finance is what I do for a living and the short answer is you don’t unless it’s from a buy here pay her lot.

The reasons are lenders take you monthly income divide it by half and then deduct $300.00 for rent and $100.00 for insurance the amount left is the car payment you budget for in your case this would be $100.00, add to this the fact that your income is well below the minimum required for any major lender and that is why.

And no matter what anyone says no matter what your FICO score is it will not overcome lack of income.

It is hard to get a loan with such income.
But the most important thing is your credit score.

wow, no wonder people get fleeced. you don’t “get” a loan, and it’s not a matter of “easier”. you have to pay it.

simply put, a car loan is someone you don’t know (and they don’t know you) willing to put up money so you can own a car. as collateral, they hold the title to the car. as incentive, they charge you an interest rate. and with all that, they make sure you CAN pay it. It doesn’t mean you will.
Cars do not appreciate in value, so many loans get “upside down” quickly. that means you own more than the car is worth on the open market. that happens when you pay a high interest rate and you pay too much in the first place.If that’s what you make, consider a motor scooter until you can save enough for a hefty down payment on a good used car. new scooters can be had for 2 grand or less.

get a used car that doesn’t cost more than 3000 or so.
and save your money, this is a good reason why.

Know your FICO score that will be the determinihg factor.

you may need a cosigner. depends on your situation.but auto loans are one of the easiest loans to get