financial advice needed please (Home loans)?
its coz im magnetic asked: Hi my partner and I want to buy a house. Together we earn just under $100 grand a year. He currently has no debt however i have 15 grand debt. I want to get a new car and a laptop would increase my debt to about 25 grand. My partner [...]
Continue Reading ArticleCan you still get a home loan if you have had a foreclosure?
Susan B asked: We had a home it was in really bad shape. So we filed bankruptcy (a long with credit cards) It wasn’t because we couldn’t make the payment, we couldn’t do the repairs.We would like to buy again. But don’t know if we can get another loan. If anyone knows anything about this [...]
Continue Reading ArticleBachelor with kids can be approved for home loan mortgage?
letty po asked: I’m a bachelor with 2 kids, i have been divorced for about 4 years now. my income is below 30000 annually. Will they approve a home loan mortgage for a bachelor like me?
Continue Reading ArticleCan two people be put on a home loan if they are not married but related?
Marissa C asked: Let me explain what i am trying to ask… My hubby and leave with his uncle we always have and always will, he is hardly ever home due to his work schedule so it is kinda like we live by ourselves (my hubby and I). Our unlce is only home 2 [...]
Continue Reading ArticleCan you still get a home loan if you have a reposessed car on your credit but are paying on it?
§uper ®ose asked: A friend of mine got a job offer in another state & is going to sell his house but would prefer to sell it to friends. He told me & 2 other friends that we have dibs on it if we want but they are married & have a reposessed car on [...]
Continue Reading ArticleWhat can you tell me about Home equit loans?
William S asked: In your opinion shoul I get one to pay off credit cards and do minor remodeling to my home.
Continue Reading ArticleWill student loans that are for living expenses count as an income when applying for an fha home loan?
Amy T asked: I am waiting for an answer on my home loan and was wondering if my student loans will count as an income. I have a 5000 dollar down payment and the home is 80000 The agent that I am working with says that there shouldnt be a problem I have great credit [...]
Continue Reading ArticleShould I lock in rate for home loan?
Justina asked: I’ve been pre-approved for a home loan from my credit union. However, I’m still looking at houses and haven’t made an offer yet on any of them. If I lock in the rate of 6.125 with my credit union, I’ll have to cough up $500 for the application fee. Should [...]
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